Wednesday, April 18, 2007

Va Appraisal Requirements Update

I talked to Natalie this morning. The seller's realtor finally called her this morning on her way to work. He said that the sellers thought everything sounded fine but that they would be in tomorrow afternoon to look everything over and sign the addendum.

She also asked him if the sellers would be adverse to using the guy we used for our inspections and the updated cost estimate to do the work. He said that's fine so she went ahead and called Eddie (our inspector) and he said once he has the ok to get in there, they can have everything done in about 2 days.

Natalie did say that she is starting to have some concerns that we may not be able to close on the 30th. We have to get the repairs finished and the VA Appraiser back out to approve them in 12 days. I don't think this would be an issue except for waiting around to get the ok from the seller's realtor.

There is also an issue with the title that the sellers have to take care of before we can close. Thankfully though, we have a codicil in the contract stating that any delays in closing on the seller's behalf that it would be their responsibility to pay any interest or fees.

I just now thought of something, could it be a delay tactic on the seller's Realtors part to give them more time on sorting out the title that is causing him to take days and now over a week to handle any issue that comes up? The reason I say this is that when we have had an issue we get the information to him that day, usually within hours of discovery. Yet every step of the way the sale has been held up by the seller's realtor. Not the seller, their realtor, because once he does inform them of whats going on they are pretty timely in responding to the situation.

I just don't understand how it could possibly take over a week to make a phone call informing the seller's that there was a problem with the VA Appraisal. He told Natalie that he finally called them about this yesterday evening. The only reason the sellers aren't coming in today to look over and sign the addendum is because they are working (they work 12 hour shifts) and their realtor will be home for the day by the time they get off work.

Natalie keeps telling us that this realtor just does things differently than she does but it is irritating that we keep getting held up because of this. I wonder if the sellers are aware of whats going on? And if so, I wonder how they feel about it?

How would you feel if it took a week for your realtor to make a simple phone call to inform you about the VA Appraisal? How would you deal with it if you were the seller? What about if you were in our place as the buyers? Is there anything we can do since he is not our agent?

91 comments:

Sac RE Agent said...

Kerriella, it sounds like everything is moving along just fine. Take a deep breath along the way and try not to stress too much about the process. As your agent said, this other agent apparently does things a little different. That doesn't mean either way is right or wrong, just that people do things differently.

Just a quick question, from filling out the Purchase Agreement and submitting it to the Seller's Agent to now, how long is that time frame?

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Sac RE Agent,

You know, this whole crazy thing started on March 25 when the sellers told J. about it at work, so not very long ago.

I know its all on me, I have a thing about getting things done in a timely manner (except housework LOL) and its a real pet peeve of mine when one person is holding several people back from getting things done and they end up having to wait around for that person to get their act together.

Sac RE Agent said...

A 30 day close, from start to finish, is pretty good for a VA loan. So it sounds like everything is moving the way it should.

One thing that I've learn from my experiences is that I cannot control a transaction. Yes I can help to move it along, but I cannot control how everyone will respond to questions or requests or how quickly.

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